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Asking Price

$ 100000

Robin Pay

PISP Payments

Robinpay is a payment and loyalty system that allows businesses to initiate payments directly from the customer’s bank account, leveraging the power of Open Banking. Key strengths: - Reduces transaction costs for merchants, passing savings to customers. - Facilitates peer-to-peer payments. - Enhances social interactions within payments. - Significant opportunities for growth in the expanding Open Banking and fintech sectors. - Potential for Robinpay to offer tools for merchants to assess customer credibility for finance options.

Problem Solved

Pain Points in Current Payment Systems High Costs and Fund Access Issues High fees, setup costs, and chargeback costs due to multiple intermediaries in card payments. Delayed access to funds for merchants due to fund clearance processes. Need for expensive infrastructure to accept payments. Security Risks Offline card payments require sensitive data sharing (e.g., over the phone, technician visits). Online card payments face risks of data breaches (e.g., British Airways fined £183 million for GDPR violations).Risk of fraud when sharing bank account details for payments. Low transaction limits due to security concerns, exacerbated during the pandemic with touchless payment preferences. Neglected Customer Rewards and Loyalty Limited rewards for customers, usually tied to credit card use. High costs and complexity for merchants to develop digital loyalty programs. Loyalty programs often separate from payment systems, requiringmultiple cards or apps.Acceptance variability (e.g., AMEX not widely accepted) partiallyaddressed by digital wallets (Apple Pay, Google Pay, Curve), butcard fraud risks remain.

Selling Points / Additional Information

Since its launch, Robinpay has evolved to adapt to market needs and regulatory changes, positioning itself at the forefront of fintech innovation. The sale includes all intellectual property, customer data, and operational frameworks.
Full support and training will be provided during the transition period. Ideal for a new owner interested in leading a fintech solution with substantial market potential.
Sale reason: The founders, who have a strong tech background, believe have reached the technical limits. Now, they are seeking someone with experience in business development to take over. Another option under consideration is forming a partnership and co-ownership

Revenue Stream

Multiple : We implement multiple revenue streams including subscription and commissions.


Revenue generation stage: ★★☆☆☆
Maturity stage: ★★★☆☆
Commitment level required: ★★★★☆

Awards & Recognitions

None yet.

Tech Stack

Web App: TypeScript

IOS: Swift

Android: Kotlin

Backend (BE): Python; Java Spring Boot


TTM Revenue: TBD upon meeting
TTM Earnings: TBD upon meeting
Last 30 Days Revenue: TBD upon meeting
Last 30 Days Earnings: TBD upon meeting


Year:Early - 2021
Country: London, UK

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